Your Cornerstone for Living a Richer Life Begins With Reliability
As a team, our mission is to develop strategies based on research and proven data seeking high probabilities of success, potentially increasing returns, or reducing risk through methods tested by academics and financial economists.
Ultimately, we believe in investment principles that have been well-documented to improve outcomes for most investors, such as diversification, staying invested, and keeping costs low. To that end, our goal is to help you optimize your investments and improve the efficiency of your financial plan - allowing you to accomplish your long-term objectives.
Ongoing Investment Management & Financial Planning To Optimize Your Outcomes
By understanding your comprehensive situation, we’ll work to develop a personalized investment portfolio and thoughtful financial plan. Upon implementing your plan, we will monitor its progress, recommend any changes, and update as needed.
Here Is What’s Included:
Cash Flow Planning
Tax Planning
Retirement Planning
Education Planning
Insurance Analysis
Estate Planning
Investment Planning
How Does the Planning Process Work?
Step 1:
Prioritize Goals
In our initial meeting, we’ll define, rank and refine your goals. We’ll determine what you’re trying to accomplish and how to get there successfully.
Step 2:
Understand Constraints
Next, we will gather data and take a closer look at where you’re at currently. This will allow us to make retirement projections and begin the depth of the planning process.
Step 3:
Rework & Recommend
Our team will build a portfolio strategy that takes into consideration your risk and objectives. This will be designed around your needs and our understanding of the current market.
Step 4:
Implement
Along with the development of your financial plan, we will recommend a customized portfolio considering your unique circumstances and overall preferences.
Step 5:
Monitor & Adjust
Over time, we will monitor your strategies and meet quarterly, or whenever something comes up, in order to ensure your plan remains on track to meet your goals.
Our Fee Schedule
For Ongoing Planning & Investment Management
Our standard advisory fee is based on the market value of the assets under management and is calculated as follows:
Annual fees are paid in advance on a quarterly basis. The advisory fee is tiered and calculated by assessing the percentage rates using the predefined levels of assets shown in the table above. Then, the fee is applied to the account value as of the last day of the previous quarter. Please note that fees are negotiable.
|
Account Value
|
Annual Advisory Fee Tier
|
| $0 - $1,000,000 | 1.00% |
| $1,000,001 - $3,000,000 | 0.75% |
| $3,000,001 and above | 0.50% |
One-Time Financial Planning Fees
Quoinage Capital offers one-time financial planning on a fixed fee basis. The fixed fee will be agreed upon before the start of any work and can range between $2,000.00 and $8,000.00. Half of the fee is due at the beginning of the process and the remainder is due at the completion of work. The plan must be completed within six month of signing the agreement.
